Gwinnett Zaxby's Restaurants Identified in Potential Security Breach

Malware found on computers at some locations, including ones in Gwinnett, which could have been used to export customer names and credit and debit card numbers, officials say.

Zaxby's is warning customers of a potential security breach that may have resulted in unauthorized access to credit and debit card information. Certain licensed locations have identified suspicious files on their system which "have been identified by credit card processing companies as common points of purchase for some fraudulent activity." So far, however, the Zaxby's locations in Lawrenceville have not been identified as part of the security breach. Buford, Dacula and Norcross restaurants were not so lucky. According to a statement released by Zaxby's, the restaurant chain has notified the appropriate authorities and will continue to cooperate with the investigation.  "During the course of its forensic investigation, Zaxby's Franchising…

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Money Matters

Acquire Assets and Reduce Liabilities

Everyone should understand the basics of assets and liabilities. Understanding the difference between these two will make the difference between retiring well or retiring poor.

Everyone knows what assets and liabilities are… right? Maybe not… at least not the way you should understand them. This confuses many people because most people generally understand that an asset is something of value such as a home or a car, and this is where many people get into trouble financially. Someone may believe they are buying an asset, but is it an asset if it actually consumes money from your other income sources? Let’s take a look at a couple of definitions for “assets” and see which one makes more “smart money” sense. Assets The general definition of an asset would be the things that we own that we could sell for money. Some common examples of assets, under the general definition, would be: The reality is most of the things …

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Money Matters

Smart Money Management Advice for Children

In order for your children to live a better financial life than you, there are 5 lessons they must learn in order to avoid the financial pitfalls of life.

Every responsible parent desires for their child to have a better life than their own. Unfortunately, based on government projections and poverty indexes, the reality is every generation is effectively worse off economically than the previous. It used to be common for a child to leave home for college… graduate… then go off into the world as an adult to make their own way financially. Now it’s more common for children to return home after college to once again live under their parent’s roof. Many analysts will point to the current economic conditions as the major contributor to this trend, but this trend supersedes the recent economic down-spiral because it started well before 2007. Unless we begin to do things differently, our children …

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Andy D

11:11 am on Tuesday, October 4, 2011

So very true. Our schools (try to!) educate children about science, math, technology, art, and physical fitness, but financial management is barely talked about. Now, if parents picked up the slack and taught the topic at home, that would be great, but -- like each previous generation, I fear -- discussing family finances is almost verboten and kids end up falling into the clever traps that these…   more ›

Money Matters

Kids & Money – How Money Works for Kids

The choices we make in life are mostly based on what we’ve been taught. Teach your kids about money so that they’ll be smart money managers when they grow up.

Long before most children can add or subtract, they become aware of the concept of money. And up until the time where they start earning a living, kids are likely to spend money like it grows on trees. But how do our kids learn to manage money; at school, by watching TV, from watching their parents manage their money, or from their own mistakes? Most kids learn from a combination of all these. But with the right information and a little commitment, parents can make a big difference in preparing kids to conquer the many financial challenges they will face as adults. There’s a scripture in proverbs that says, “Train a child in the way he should go, and when he is old he will not turn from it.” So when it comes to teaching your kids about …

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Money Matters

Manage Your Debt Before It Manages You

Drowning in debt is a terrible financial situation that can destroy your happiness. Here are a few tips to stay “above water” and have a happy zero to low debt lifestyle.

With the effects of inflation driving up the costs on everyday items, the difference between financial happiness and financial distress is a very thin line. Most people can’t pay cash outright for things like cars, homes, college tuition, etc. so they take out loans and use credit to provide a means of obtaining the things they need in life. Unfortunately, many people don’t realize they’re on the wrong side of the line until it's too late. What we need is an early warning alert to help us realize when we’re about to step over to the financial distress side of life and help us turn back the other way, because the earlier you realize you’re having issues with debt, the better chance you have of fixing them. 5 Warning Signs of Financial …

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